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Rules on advertising credit
The rules governing advertisement for credit or hire facilities including providing clear, easily understood information and a representative example.
Consumer credit rules for businesses that hire out or lease goods
An introduction to how consumer credit rules affect businesses that hire or lease goods including providing a written hire agreement stating the consumer’s rights.
Consumer credit
An overview of the rules about consumer credit and whether your business needs a consumer credit licence from the Financial Conduct Authority.
Types of bank finance for businesses
Sources of short- and long-term bank finance for businesses, including overdrafts, bridging finance and mortgages.
Advantages and disadvantages of bank loans
What loans are, their advantages and disadvantages, and how to know when they are suitable for your business' needs.
Where to look for a bank loan
Potential lenders for a business bank loan and how to secure a loan and get the best deal.
Apply for bank finance: step-by-step
Before applying for bank finance, take a step-by-step approach so that you have the best chance of success.
Is your business ready for bank financing?
Even before seeking finance, you need to be clear in your own mind about why you need it, and how much.
Advantages and disadvantages of overdrafts
The flexibility, advantages, drawbacks and costs of using an overdraft facility.
Providing a guarantee for your loan
How loan guarantees can help you secure funding, and details of personal and limited liability.
Prepare to raise finance
What you can do to prepare your business to raise finance
What is a balance sheet and why is it used?
Limited companies and limited liability partnerships must produce a balance sheet as part of their annual accounts.
How to avoid overtrading: example
A case study of how to avoid a situation of overtrading and the potential disaster it causes.
Balance sheets
Balance sheets show a business' assets and liabilities and can help you assess a business' financial health.
Insure against common business risks
Risks most businesses need to consider insuring against - from fire, theft and equipment failure to unpaid bills and cyber attacks.
Protect your staff with insurance
Insurance to protect you and your staff - key person, critical illness, income protection, private health cover.
Reduce your business insurance risks and premiums
How to pay less for insurance by managing risk - perhaps by improving your health and safety performance.
What insurance does my business need?
Learn about the different types of insurance and how to get help from an insurance broker.
What types of business insurance are legally required?
Information on the types of cover you must have by law - typically employers' liability and motor insurance.
Liability and professional indemnity cover
Insurance against legal claims for damages - public and product liability and professional indemnity cover.