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Equity finance
Overview of what equity finance is and how to find it.
Equity finance: the equity gap
What the equity gap is, how you could avoid it, and guidance on Enterprise Capital Funds.
Six sources of equity finance
Outline of the various sources of equity finance available to businesses.
Ensure customers pay you on time
Actions you can take if a payment you are due is late.
When does a payment become late?
The point at which a payment becomes late depends on whether you have agreed a credit period with the customer.
Tips to ensure customers pay you on time
Ways to actively reduce or eliminate bad debt among your customers.
When to charge interest on late payments
You have a statutory right to charge interest on any money owed to your business.
Factoring and invoice discounting
How to improve cashflow by selling your invoices to a third party.
The cost of factoring and invoice discounting
Credit management fees and interest.
Invoice discounting
Invoice discounters offer an advance on the total amount owed to you by customers.
Advantages and disadvantages of business budgeting
The benefits and potential drawbacks of budgeting for businesses.
Requirements when applying for a bank loan
Banks have a number of core criteria which they will take into account in assessing your finance application.
Advantages of credit checking customers
Why credit checking current or potential customers is so important.
Signs your business is overtrading
Be mindful of the symptoms of overtrading so you can try to prevent it.
Causes of cashflow problems in your business
Common causes of cashflow problems including late customer payments and seasonal demand.
Advertise a job on JobApplyNI.com
Submit and manage your job vacancies for free online to fill your posts more easily.
Working with non-union representatives
How consulting employees and their representatives can encourage a trusting and co-operative business environment.
Crowdfunding
What is crowdfunding and how can it be used to finance a business.
Calculate final pay when a worker leaves
Deductions to make from outstanding pay owed when an employee leaves the business.
Making deductions from a worker's pay
Legally required deductions such as National Insurance and income tax.