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Strategic issues for investment appraisal
Assessing how an investment fits into your business strategy and long-term objectives.
Food tourism opportunities
Business opportunities in Northern Ireland’s growing food tourism market for producers, hospitality providers and tourism experience providers.
The different online selling regulations
The legal position and the relevant legislation to consider when selling online, including data protection, consumer protection and electronic commerce
Does my business need a consumer credit licence?
If you sell on credit, lend money, issue credit cards, collect debts or give debt advice, you may need a consumer credit licence to operate.
Rules on credit agreements
Understand the rules that govern credit agreements between businesses and consumers such as the consumer credit act and consumer contract regulations.
How to apply for a consumer credit licence
You can apply for consumer credit licensing from the Financial Conduct Authority who will assess your fitness on factors such as competence and past offences.
Rules on advertising credit
The rules governing advertisement for credit or hire facilities including providing clear, easily understood information and a representative example.
Consumer credit rules for businesses that hire out or lease goods
An introduction to how consumer credit rules affect businesses that hire or lease goods including providing a written hire agreement stating the consumer’s rights.
Consumer credit
An overview of the rules about consumer credit and whether your business needs a consumer credit licence from the Financial Conduct Authority.
Types of bank finance for businesses
Sources of short- and long-term bank finance for businesses, including overdrafts, bridging finance and mortgages.
Advantages and disadvantages of bank loans
What loans are, their advantages and disadvantages, and how to know when they are suitable for your business' needs.
Where to look for a bank loan
Potential lenders for a business bank loan and how to secure a loan and get the best deal.
Apply for bank finance: step-by-step
Before applying for bank finance, take a step-by-step approach so that you have the best chance of success.
Is your business ready for bank financing?
Even before seeking finance, you need to be clear in your own mind about why you need it, and how much.
Advantages and disadvantages of overdrafts
The flexibility, advantages, drawbacks and costs of using an overdraft facility.
Providing a guarantee for your loan
How loan guarantees can help you secure funding, and details of personal and limited liability.
Prepare to raise finance
What you can do to prepare your business to raise finance
What is a balance sheet and why is it used?
Limited companies and limited liability partnerships must produce a balance sheet as part of their annual accounts.
How to avoid overtrading: example
A case study of how to avoid a situation of overtrading and the potential disaster it causes.
Balance sheets
Balance sheets show a business' assets and liabilities and can help you assess a business' financial health.